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Storm & Water Damage

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Storm and Water Damage

Your power is back on, the debris is cleaned up, and you finally get a chance to sit on your couch and relax. As you look up at your ceiling, you notice a water stain that was not there before Hurricane Irma. You pick up the phone and call your insurance company to report the damage. Days and weeks go by. You never get a straight answer from anyone over the phone. Eventually, you get a small check in the mail that does not even come close to covering the costs to fix your home. Now what?

Florida lawmakers know that insurance companies often wrongfully deny or under pay valid claims. Therefore, these lawmakers enacted Florida Statute 627.428 to help homeowners in this situation. This statute provides that an insurance company must pay the homeowner’s attorneys’ fees and costs if the homeowner prevails on a claim against the insurance company. These claims include disputes over the proper adjusting of a claim, disputes over under payment of a claim, and disputes over nonpayment of a claim.

If you encounter a dispute with your insurance company regarding damage to your property, or if you have any questions regarding a pending claim, contact the attorneys at Jenkins Law, PL for a free consult as to your legal rights and remedies.